Accountancy without the accountant-speak

Fixed-fee chartered accountants for Hampshire's owner-managed companies

Fixed monthly fees with Xero included, and a Winchester-based ICAEW Chartered Accountant who explains your numbers in plain English and actually replies.

5.0 on Google ICAEW Chartered Accountants Xero Bronze Partner
Chris Sullivan, Founder of Lumi Accountancy, in a Hampshire field at sunset
Chris Sullivan ACA, founder. The person you'll deal with, every time.

Based in Winchester, working with owner-managed companies across Hampshire

Start-ups & new companies

Formation, registrations, Xero set-up and a fixed fee that starts small and grows with you.

Just incorporated? →

Established limited companies

Accounts, corporation tax, VAT, payroll and bookkeeping, done properly and on time, for companies up to £10m turnover.

Switching accountants →

Hospitality, construction & e-commerce

Pubs, cafés and restaurants; contractors and trades; online sellers. Tills, tips, CIS, the reverse charge and marketplace payouts, handled by someone who knows the sector.

Hospitality →    Construction →    E-commerce →

Three packages. One monthly fee. Xero included.

Starting prices for companies turning over up to £250k. Larger businesses are priced by turnover band, so you'll always know the fee before you sign anything.

Prices exclude VAT. Correct for the 2026/27 tax year · last reviewed October 2026 · Chris Sullivan ACA

Full comparison
Feature Litefrom £195 /monthNewly formed companies getting established Core · most popularfrom £275 /monthGrowing companies that want real support Completefrom £395 /monthBusinesses ready to outsource their finance function
Xero subscription Included Included, plus advanced Xero
Statutory accounts & corporation tax Yes Yes
Payroll Director only Larger teams
Director's Self Assessment Included Included
VAT returns & bank reconciliation — Quarterly VAT, monthly reconciliation
Bookkeeping & management accounts — Full bookkeeping, monthly management accounts and a quarterly strategy meeting
Start with Lite Start with Complete
LiteAccounts, corporation tax, director's payroll & Self Assessment, Xero
from £195 /mo
Core · most popularPlus VAT returns, monthly reconciliation, payroll to 5
from £275 /mo
CompletePlus full bookkeeping and monthly management accounts
from £395 /mo
Compare everything included

All prices exclude VAT. Company formation, Self Assessment for additional directors or family members, CIS returns on the standard packages, VAT registration and overseas VAT are available as add-ons — request a quote. Or explore a service: accounts & corporation tax, bookkeeping, VAT, payroll, CIS, self assessment.

“Chris was brilliant. He helped me fix some messy VAT issues right at the start and has been incredibly responsive ever since. I really appreciated the useful advice on the next steps for my business. Proactive, professional, and highly recommended!”
Ben · Verified Google Review Google
“Lumi Accountancy has been great. I started my business recently. I spoke with half a dozen different accountants after my wife's bad experience with an accountant caused considerable issues. Lumi were the only accountancy that consistently provided me with timely responses to enquiries and questions enabling me to make effective business decisions quickly. They make completing accounts simple from an owner's perspective who needs to focus on running and growing the business.”
Lee Spicer · Verified Google Review Google
“Very detail-oriented, friendly and capable service. We are very grateful to Lumi for everything they do for us!”
Blue Hour Coffee · Verified Google Review Google
“Chris has already made a great impact on the structure of our company bookkeeping and accounts. Really impressed.”
Natalie Evans · Verified Google Review Google
Chris Sullivan with one of the office dachshunds
About Lumi

One chartered accountant. Not a team you never meet.

I'm Chris. I spent seven years in practice before starting Lumi at Abbey Mill in Winchester, and I built it around the thing owners told me they were missing: someone who knows their business, explains what the numbers mean, and picks up the phone.

No account managers, no juniors doing the work behind the scenes. You get me — and, some days, Chip and Link.

Lumi Accountancy Limited is an ICAEW Chartered Accountancy practice at Abbey Mill, Winchester, providing fixed-fee accounts, corporation tax, VAT, payroll and bookkeeping to owner-managed limited companies across Hampshire, with specialisms in hospitality and construction.

ICAEW Chartered Accountant Supervised for AML by ICAEW Hampshire Chamber member
More about Chris and Lumi

Switching takes about two weeks. You do almost nothing.

01

A plain-English call

Thirty minutes on your business, your software and what's bugging you. Bring questions, not paperwork.

02

A fixed fee, in writing

Within 24 hours you'll have the package I recommend and the exact monthly price. No obligation.

03

I handle the handover

I write to your old accountant, collect your records and get Xero set up. You carry on running the business.

Questions people ask before choosing an accountant

Our fixed monthly packages start at £195 a month for a limited company, rising to £275 for Core and £395 for Complete. All three include your Xero subscription, statutory accounts, corporation tax, director's payroll and the director's Self Assessment. There's no separate year-end bill, and the full breakdown is on our pricing page.
Legally you can file your own accounts and tax returns, but most directors don't want to. Company accounts, corporation tax and payroll all carry deadlines and penalties, and the rules change every year. A good accountant usually saves more in tax and time than they cost, and you get your evenings back.
A bookkeeper records your day-to-day transactions and keeps everything reconciled. An accountant takes that record and turns it into statutory accounts, tax returns and advice. At Lumi you can have both under one roof: our Complete package includes full bookkeeping, and on any package we'll work alongside your existing bookkeeper.
Yes, and you won't be judged. Catching up messy or overdue books is routine work for us. We'll tell you exactly where things stand, agree a fixed price for the catch-up, and get everything filed with HMRC and Companies House as quickly as possible.
Book a free call and tell us about your business. We'll recommend a package, confirm the exact monthly price in writing, and if you have an existing accountant we'll handle the switch for you, including professional clearance and moving your records. Most new clients are fully set up within a couple of weeks.
All FAQs →

Let's talk about your numbers.

A free 30-minute call, no hard sell. Pick a time that suits you and I'll call you back. If we're not the right fit, I'll say so and point you somewhere better.

Office
Abbey Mill, Abbey Mill Gardens, Winchester SO23 9LH — in person, or online across Hampshire
ICAEW Chartered Accountants Xero Bronze Partner Hampshire Chamber of Commerce Member Saints Foundation — Proud Corporate Patron