Chartered accountants for Fareham businesses, on fixed monthly fees
Around Fareham the work is marine, defence and engineering, with the business parks at Whiteley and Daedalus growing fast beside it. Supplying bigger organisations means long payment terms, and that shapes how we look after you: Xero kept current, VAT and payroll planned around when you're actually paid, and an ICAEW chartered accountant you can meet at Whiteley or on site. We're based in Winchester, up the M27 and M3.
Years of accountancy experience
Chartered Accountants — member no. C011009337
Per month, Xero included
Xero and video calls, with meetings at Whiteley or Winchester
Do you work with businesses in Fareham and Whiteley?
Yes. Lumi Accountancy is an ICAEW chartered firm a short drive away in Winchester, working across Fareham, Portchester, Titchfield and Whiteley (PO14–PO16) — including marine and engineering firms around the Solent — on fixed monthly fees from £195 including Xero.
Correct for the 2026/27 tax year · last reviewed October 2026 · Chris Sullivan ACA
Accountants for Fareham, Whiteley and Solent Enterprise Zone businesses
Fareham sits at the heart of the Solent, with marine and defence engineering, busy retail on West Street, and the growing business parks at Whiteley and Daedalus. We speak plainly, turn things around quickly, and we're a short drive up the M27 and M3 in Winchester whenever you want to meet.
Based in Winchester, working across the Solent
The routine runs through Xero and email. For anything that deserves a table, Whiteley is the usual meeting point, or your own premises in PO14 to PO16 if that's simpler.
Online first, in person when it helps
Fareham is around half an hour from Abbey Mill. Most Fareham clients work with us entirely online, and we arrange face-to-face meetings at Whiteley or in Winchester when it's useful.
A specialist without the overheads
Many Fareham businesses sit in larger supply chains, with marine, defence and aerospace customers. You get Chartered-level accounting without paying for a big firm's offices.
Compliance handled, cash flow watched
Whatever your line of work — from marine and defence engineering around the Solent to contractors at Whiteley and trades across PO14 to PO16 — we offer the full range of accountancy services to Fareham businesses: accounts, tax, VAT and payroll. Work with us online via Xero, or meet in person whenever it helps.
Supplying the Solent's big players
Fareham sits between Southampton and Portsmouth, with business parks at Whiteley and Segensworth, the Daedalus site at Lee-on-the-Solent, and a long tradition of marine and defence-related work. Around them are trades and service businesses across Titchfield, Portchester and Locks Heath.
- Engineering and defence suppliers Job costing, capital allowances on equipment and cash flow when large customers pay slowly.
- Marine businesses VAT on boats, parts and services, and seasonal work patterns.
- Trades and contractors CIS returns, the VAT reverse charge and subcontractor checks.
- Offices and retail at Whiteley Monthly management accounts, payroll and VAT handled together.
Where you're supplying bigger organisations, payment terms can stretch to 60 or 90 days. We help you plan for that so VAT and payroll are covered while you wait to be paid.
Fees for Fareham's engineering and marine firms
Engineering and marine firms here generally choose Core or Complete; trades pick a construction package so CIS is handled as standard. Xero comes with every package unless we agree otherwise, and the fee is confirmed in writing before we start.
- Xero subscription included (unless agreed otherwise)
- Statutory accounts submission
- Corporation tax calculation & submission
- Director's payroll (1 employee)
- Director's Self Assessment
- Monthly bank reconciliation (up to 50 transactions)
- Email support
- Everything in Lite, plus advanced Xero
- Monthly bank reconciliation (up to 150 transactions)
- Quarterly VAT returns
- Payroll for up to 5 employees
- Email support
- Everything in Core
- Full bookkeeping & transaction processing (unlimited)
- Monthly management accounts
- Quarterly strategy & tax review meetings
- Unlimited phone support
All prices exclude VAT.
Also serving nearby: Winchester · Eastleigh · Southampton · Romsey · Basingstoke · Andover · all Hampshire areas.
Serving Fareham and the Solent
We work with businesses across PO14, PO15 and PO16, from the town centre out to Portchester, Titchfield, Stubbington and Whiteley, plus clients who prefer to work entirely online via Xero.
Stubbington, Locks Heath and Lee-on-the-Solent are covered as a matter of course. Anywhere else along the coast, ask; it rarely makes a difference.
CIS, VAT and payroll for Fareham's engineering, marine and construction trades
Fareham has a genuinely mixed economy: marine and defence engineering around the Solent, the Solent Enterprise Zone and Daedalus at Lee-on-the-Solent, busy retail on West Street and at the Fareham Shopping Centre, and a fast-growing cluster of professional services and tech firms at Whiteley business park.
If you're running an engineering workshop, a marine trade or vans and plant, we keep the bookkeeping tight and the VAT, CIS and payroll right; if you're scaling a firm at Whiteley or Daedalus, we give you the management numbers to make decisions. Either way, with the explanation attached.
Do you work with marine and engineering firms around the Solent?
Yes. Marine, defence and engineering SMEs around Fareham, Daedalus and the Solent Enterprise Zone come to us for VAT, payroll and monthly management accounts, with the bookkeeping kept tight in Xero behind it all.
Can you help a contractor or start-up at Whiteley?
Absolutely. For new companies and contractors on the Whiteley and Solent business parks we handle company formation, Xero setup and a straightforward monthly package from £195, so you're set up properly from day one rather than fixing things at year end.
Are you actually in Fareham?
No, we're a short drive up the M27 and M3 at Abbey Mill in Winchester. Fareham clients work with us through Xero, email and video calls, and when a face-to-face meeting helps we're easy to reach in person.
What will an accountant cost my Fareham business?
A fixed monthly fee you can see before you call us. Lite starts at £195 a month, Core at £275 and Complete at £395, each with a Xero subscription included unless agreed otherwise. Construction and CIS packages start from £275 and hospitality packages from £220. Prices exclude VAT.
How does switching to Lumi work?
You book a free 30-minute call, we agree a package, and then we handle the move: professional clearance from your current accountant, records and HMRC authorisations collected, Xero set up or tidied. Your business carries on as normal while it happens.
The FAQs page covers the general questions: switching, what's included, and how the first few months run.
Sector specialists too: hospitality, and construction & CIS businesses across Fareham get packages built around their industry.
Book a call, or meet us at Whiteley
Book a free 30-minute call by video. We'll look at how your Fareham business runs and come back with a fixed fee in writing.
Book your free call →Or write to us first
A short message is enough to start. Chris replies within one business day, and if a meeting is the right next step we'll suggest Whiteley or Abbey Mill.
Winchester, SO23 9LH
If you're mid-contract with a long payment cycle, say so; it's usually the first thing worth looking at.
Book online →
