Good bookkeeping isn't just tidy records — it's knowing where your business stands at any moment, staying MTD-compliant, and making year-end a non-event. We keep your Xero accurate and reconciled, so your numbers are always ready when you need them.
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Set up, run and reconciled by certified advisors
Always-current numbers, not a year-end catch-up
Digital records that meet HMRC's rules
Every transaction matched and categorised
We keep on top of the day-to-day so your accounts are accurate all year — and your year-end almost prepares itself.
We record and categorise your sales, purchases and expenses accurately, so every figure in your accounts means something.
Day to DayWe match your bank feed to your records regularly, catching errors and duplicates early and keeping your cash position accurate.
AccuracyAs Xero-certified advisors we set up your chart of accounts properly and show you the bits you'll use day to day — invoicing, bills and bank rules.
XeroSnap a receipt and it flows straight into your records with tools like Hubdoc and Dext — no shoeboxes, no lost VAT.
DigitalYour books are kept in the digital, MTD-compliant format that makes quarterly VAT returns quick and accurate. See VAT returns.
MTDUp-to-date books mean we can show you real numbers — margins, debtors, cash — whenever you want them, not months after the fact.
InsightEvery package includes bookkeeping — the difference is how much. Lighter-touch reconciliation on Lite, more transactions on Core, and full outsourced bookkeeping on Complete where we run the lot.
All packages include a Xero subscription (our recommended software). View full package details →
All packages include a Xero subscription. We configure it to your business so the data is genuinely useful — not just compliant.
You deal directly with a qualified ICAEW Chartered Accountant — not a call centre or a different junior every year.
Your accounts are prepared and reviewed by a Chartered Accountant — the gold standard for technical accuracy and trust.
We explain what your numbers mean and what to do about them — no jargon, no acronym-soup, no pretending it's more complicated than it is.
We work to your dates well in advance and chase what we need from you, so late-filing penalties simply don't happen.
Your accounts and tax are part of one transparent monthly fee — no hourly billing, no year-end invoice shock.
"Chris was brilliant. He helped me fix some messy VAT issues right at the start and has been incredibly responsive ever since. I really appreciated the useful advice on the next steps for my business. Proactive, professional, and highly recommended!"
"Lumi were the only accountancy that consistently provided me with timely responses to enquiries and questions enabling me to make effective business decisions quickly. They make completing accounts simple from an owner's perspective who needs to focus on running and growing the business."
Book a free 30-minute call. We'll look at where your bookkeeping is now and how we can keep it accurate, current and MTD-ready.
Plain-English reads for business owners.
Figures, thresholds and deadlines on this page reflect UK rules current at the time of writing and are general information, not advice for your specific circumstances. Please get in touch before acting.