ICAEW chartered accountants in Winchester
ICAEW Chartered Accountants based right here in the city, at Abbey Mill in Abbey Mill Gardens — a few minutes' walk from Winchester Cathedral. Most of our clients are based in and around the city, and we're happy to meet face to face at the office. Personal, plain-English accountancy for Winchester businesses from start-up to £10m turnover, handled online via Xero. No jargon, and we don't go quiet on you.
Years of accountancy experience
Chartered Accountants — member no. C011009337
Per month, Xero included
Walk from the High Street to our Abbey Mill office
How much does an accountant cost in Winchester?
Lumi Accountancy, based at Abbey Mill in Winchester, charges fixed monthly fees starting at £195 a month for Lite, £275 for Core and £395 for Complete. Every package includes a Xero subscription (unless specifically agreed otherwise), and you deal directly with an ICAEW Chartered Accountant rather than a rotating junior team.
Correct for the 2026/27 tax year · last reviewed September 2026 · Chris Sullivan ACA
A genuinely local accountant, based at Abbey Mill in Winchester
We're not a national firm with a Winchester postcode bolted on. We're based at Abbey Mill in Abbey Mill Gardens, right in the heart of the city, and we work with firms across Winchester, from professional practices to independent retailers and hospitality.
We're actually based in Winchester
We're based at Abbey Mill in Abbey Mill Gardens, right in the heart of the city, so you're dealing with someone who genuinely knows Winchester's business community rather than a faceless national firm.
Abbey Mill, a short walk from the High Street
Our office is at Abbey Mill, by the river at the bottom of the city. If you work in the centre, popping in is a ten-minute walk; if you're out at Winnall or Kings Worthy it's a five-minute drive. Plenty of Winchester clients still do everything online, but the option is always there.
The same accountant every time
Lumi is one ICAEW Chartered Accountant, not a team you never meet: you talk to Chris, Chris does the work, and he already knows your numbers when you ring.
We know Winchester's business mix
From cathedral-quarter hospitality and independent High Street retailers to the professional and consultancy firms around the city, we understand how Winchester businesses actually make their money.
What we see most in Winchester
Winchester's economy is unusual for a city its size: a busy hospitality and independent retail scene around the High Street, Jewry Street and the Square, a large professional and public sector workforce, and tourism that peaks around the cathedral and the Christmas market. That mix shapes the accounting questions we're asked.
- Restaurants, pubs and cafés Tips and tronc set up properly, VAT on food and drink, and payroll that copes with seasonal staff.
- Consultants and one-person companies Salary and dividend planning, IR35 questions and getting the year-end done without fuss.
- Independent shops Stock, card-terminal and Xero reconciliation, and quarterly VAT that doesn't eat a weekend.
- Trades on Winnall and the edge of the city CIS returns, the VAT reverse charge and van and equipment costs claimed correctly.
Because we're based in the city, we know the seasonal swings, from the summer visitor trade to the Christmas market, and we plan cash flow around them rather than discovering them at year-end.
Straightforward pricing for Winchester businesses
Most Winchester clients start on Core: VAT-registered businesses with a few staff who want proper support, not just a year-end. Every package includes Xero unless agreed otherwise, and the fee is fixed.
- Xero subscription included (unless agreed otherwise)
- Statutory accounts submission
- Corporation tax calculation & submission
- Director's payroll (1 employee)
- Director's Self Assessment
- Monthly bank reconciliation (up to 50 transactions)
- Email support
- Everything in Lite, plus advanced Xero
- Monthly bank reconciliation (up to 150 transactions)
- Quarterly VAT returns
- Payroll for up to 5 employees
- Email support
- Everything in Core
- Full bookkeeping & transaction processing (unlimited)
- Monthly management accounts
- Quarterly strategy & tax review meetings
- Unlimited phone support
All prices exclude VAT.
Also serving nearby: Eastleigh · Romsey · all Hampshire areas.
Serving Winchester and the surrounding villages
Based in the city centre, we work with businesses across SO22, SO23 and SO24, plus the Itchen Valley villages, and with clients further afield who work with us remotely via Xero.
Not on the list? We work with businesses across Hampshire, so get in touch and we'll let you know how we can help.
Accountants for Winchester's hospitality, retail and professional businesses
Winchester is Hampshire's county town: an affluent, service-driven economy where professional firms, independent retailers, hospitality and tourism sit alongside a growing base of consultants and creative businesses. That mix throws up very different accountancy needs under one roof.
A solicitor or consultancy managing project income, a High Street retailer juggling seasonal VAT, a café in the cathedral quarter watching tight margins: we fit the numbers to how your business actually runs, and explain them in language you can actually use.
Do we need to meet in person?
No. We work with most Winchester clients online, through Xero, email and video calls, so there's no need to travel. If you'd prefer to meet in person, though, we can arrange that.
Do you work with Winchester start-ups?
Yes. Our Lite package (from £195/month) is built for newly incorporated Winchester companies, and we help sole traders decide when incorporating is worthwhile.
Which sectors do you know best?
We work across the board, with particular depth in hospitality and professional services (two of the city's biggest employers), plus construction via the CIS scheme and e-commerce businesses selling through Shopify, Amazon and Etsy, which we support anywhere in the UK.
How do I choose an accountant in Winchester?
Look for someone properly qualified — an ICAEW Chartered Accountant is held to strict technical and ethical standards — who you'll deal with directly, who explains things in plain English, and who actually knows the local business scene. At Lumi you work one-to-one with a Winchester-based Chartered Accountant, not a call centre. Book a free 30-minute call and see if we're a fit.
How do we get started?
Book a free 30-minute call. We'll talk through your Winchester business, answer your questions, and explain exactly how we'd help — with no obligation.
Sector specialists too: hospitality, and construction & CIS businesses across Winchester get packages built around their industry.
Ready to meet a Winchester accountant who actually listens?
Book a free 30-minute call, by video or over a coffee at Abbey Mill. No pressure and no jargon, just an honest look at your business and your numbers.
Book your free call →Send us a message
Prefer to write first? Send a note and Chris will reply within one business day. Winchester clients are welcome to drop into Abbey Mill by appointment.
Winchester, SO23 9LH
We work with most clients remotely, via Xero, email and video calls — or meet at our office at Abbey Mill, Abbey Mill Gardens (SO23), a couple of minutes from the High Street.
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