VAT Returns & Registration — Winchester

VAT, without the headache

VAT is one of the easiest taxes to get wrong — the wrong scheme, a missed registration threshold or a reverse-charge slip can all cost you. We handle your VAT registration, prepare and file MTD-compliant returns every quarter, and make sure you're on the scheme that suits your cash flow.

Prefer to talk? Call 01962 435112

MTD

Returns filed digitally, straight from your software

Quarterly

Prepared, checked and submitted on time

Schemes

Flat rate, cash accounting or standard — the right fit

£90k

We monitor the registration threshold for you

What's Included

VAT, handled end to end

From your first registration to every quarterly return, we keep your VAT accurate, digital and on time.

VAT registration

We register you with HMRC at the right time — whether you've crossed the £90,000 threshold or are registering voluntarily to reclaim input VAT — and set everything up correctly from day one.

Registration

MTD-compliant quarterly returns

Making Tax Digital is mandatory for VAT. We prepare, review and file your returns digitally from Xero, with the audit trail HMRC requires.

MTD

Choosing the right scheme

Flat Rate, Cash Accounting, Annual Accounting or standard VAT — the right scheme can improve cash flow and cut admin. We pick the one that genuinely suits your business.

Cash Flow

Threshold monitoring

Cross the £90,000 turnover threshold without registering and you'll face penalties. We watch your rolling turnover and tell you before you need to act.

Compliance

Reverse charge & special cases

Construction's domestic reverse charge, imports, and mixed or partial exemption — we make sure unusual transactions are treated correctly.

Complex Cases

Error corrections & deregistration

Whether you need to correct a past return or deregister because turnover has dropped, we handle it cleanly and keep HMRC onside.

Housekeeping
Across the Packages

VAT returns from the Core package up

Quarterly VAT returns are included as standard in our Core and Complete packages. On the Lite package — or if you're not yet registered — VAT registration and returns are available as a straightforward add-on.

All packages include a Xero subscription (our recommended software). View full package details →

Worth knowing

Because your VAT returns are filed straight from properly kept Xero records, there's no quarter-end scramble — the numbers are ready, reconciled and right.

Lite
The Lite Package
from£120/month
VAT as an add-on
  • Statutory accounts & corporation tax
  • Bookkeeping foundations in Xero
  • VAT registration available as an add-on
  • Quarterly VAT returns optional
Book a call
Complete
The Complete Package
from£250/month
VAT + full finance function
  • Quarterly MTD VAT returns
  • Full bookkeeping
  • Monthly management accounts
  • Strategy & tax reviews
Book a call
Why Lumi

A Chartered Accountant in your corner

You deal directly with a qualified ICAEW Chartered Accountant — not a call centre or a different junior every year.

ICAEW Chartered & qualified

Your accounts are prepared and reviewed by a Chartered Accountant — the gold standard for technical accuracy and trust.

Plain English, always

We explain what your numbers mean and what to do about them — no jargon, no acronym-soup, no pretending it's more complicated than it is.

Deadlines never missed

We work to your dates well in advance and chase what we need from you, so late-filing penalties simply don't happen.

Fixed monthly fee

Your accounts and tax are part of one transparent monthly fee — no hourly billing, no year-end invoice shock.

What Clients Say

Trusted by Hampshire businesses

★★★★★

"Chris was brilliant. He helped me fix some messy VAT issues right at the start and has been incredibly responsive ever since. I really appreciated the useful advice on the next steps for my business. Proactive, professional, and highly recommended!"

Ben Verified Google Review
★★★★★

"Lumi were the only accountancy that consistently provided me with timely responses to enquiries and questions enabling me to make effective business decisions quickly. They make completing accounts simple from an owner's perspective who needs to focus on running and growing the business."

Lee Spicer Verified Google Review

Read our reviews on Google →

Questions

VAT, explained

You must register once your VAT-taxable turnover exceeds £90,000 in any rolling 12-month period, or if you expect it to exceed £90,000 in the next 30 days alone. You can also register voluntarily below that — sometimes worthwhile to reclaim input VAT. We monitor your turnover and advise.
MTD for VAT requires VAT-registered businesses to keep digital records and file returns using compatible software like Xero, rather than the old HMRC portal. It's mandatory for virtually all VAT-registered businesses (a small number can apply to HMRC for exemption on digital-exclusion grounds), and every Lumi package is MTD-compliant.
It depends on your margins, customers and cash flow. The Flat Rate Scheme simplifies admin for some small businesses; Cash Accounting helps cash flow by paying VAT only once you've been paid. We review the options and recommend the best fit.
Most businesses file quarterly, one month and seven days after the quarter ends. We prepare and submit each return well before the deadline so you always have time to pay.
For most B2B construction services, the customer accounts for the VAT instead of the supplier — which affects invoicing and cash flow significantly. If you're in construction, see our construction accountancy page.
Get Started

Ready to make VAT simple?

Book a free 30-minute call. We'll review your VAT position, your scheme and your deadlines — and take the whole thing off your desk.

Further Reading

Related guides

Plain-English reads on VAT, MTD and staying compliant.

Temporary 5% VAT: children's meals, family tickets & attraction admissions Long-term contracts under FRS 102: when does a job become profit?

Figures, thresholds and deadlines on this page reflect UK rules current at the time of writing and are general information, not advice for your specific circumstances. Please get in touch before acting.