VAT, without the headache
The right scheme, MTD-compliant quarterly returns filed on time, and registration handled when you cross the threshold — so VAT never costs you more than it should. Included from the Core package (£250 a month).
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Returns filed digitally, straight from your software
Prepared, checked and submitted on time
Flat rate, cash accounting or standard: the right fit
We monitor the registration threshold for you
How much do VAT returns cost with an accountant?
VAT returns are included from Lumi's Core package at £250 a month, covering quarterly MTD-compliant filing, scheme advice and threshold monitoring — there's no separate per-return fee. Registration, error corrections and deregistration are handled as part of the service, and Xero is included, so there's no software bill on top.
Correct for the 2026/27 tax year · last reviewed September 2026 · Chris Sullivan ACA
VAT, handled end to end
From your first registration to every quarterly return, we keep your VAT accurate, digital and on time.
VAT registration
We register you with HMRC at the right time, whether you've crossed the £90,000 threshold or are registering voluntarily to reclaim input VAT, and set everything up correctly from day one.
RegistrationMTD-compliant quarterly returns
Making Tax Digital is mandatory for VAT. We prepare, review and file your returns digitally from Xero, with the audit trail HMRC requires.
MTDChoosing the right scheme
Flat Rate, Cash Accounting, Annual Accounting or standard VAT. The right scheme can improve cash flow and cut admin, and we pick the one that genuinely suits your business.
Cash FlowThreshold monitoring
Cross the £90,000 turnover threshold without registering and you'll face penalties. We watch your rolling turnover and tell you before you need to act.
ComplianceReverse charge & special cases
Construction's domestic reverse charge, imports, and mixed or partial exemption: we make sure unusual transactions are treated correctly.
Complex CasesError corrections & deregistration
Whether you need to correct a past return or deregister because turnover has dropped, we handle it cleanly and keep HMRC onside.
HousekeepingVAT is included from Core (£250/month)
Quarterly VAT returns are included as standard in our Core and Complete packages. On the Lite package, or if you're not yet registered, VAT registration and returns are available as a straightforward add-on.
All packages include a Xero subscription (our recommended software) unless specifically agreed otherwise. View full package details →
Because your VAT returns are filed straight from properly kept Xero records, there's no quarter-end scramble. The numbers are ready and reconciled when the deadline comes round.
- Statutory accounts & corporation tax
- Bookkeeping foundations in Xero
- VAT registration available as an add-on
- Quarterly VAT returns optional
- Quarterly MTD VAT returns
- VAT scheme review & set-up
- Monthly bank reconciliation (150 transactions)
- Payroll for up to 5
- Quarterly MTD VAT returns
- Full bookkeeping
- Monthly management accounts
- Strategy & tax reviews
All prices exclude VAT.
Why Lumi for your VAT
You deal directly with a qualified ICAEW Chartered Accountant, not a call centre or a different junior every year.
ICAEW Chartered & qualified
Your accounts are prepared and reviewed by a Chartered Accountant, the gold standard for technical accuracy and trust.
Plain English, always
We explain what your numbers mean and what to do about them, in everyday language, without pretending it's more complicated than it is.
Deadlines never missed
We work to your dates well in advance and chase what we need from you, so late-filing penalties simply don't happen.
Fixed monthly fee
Your accounts and tax are part of one transparent monthly fee. No hourly billing, and no year-end invoice shock.
VAT, explained
Ready to make VAT simple?
Book a free 30-minute call. We'll review your VAT position, your scheme and your deadlines — and take the whole thing off your desk.
Related guides
Clear, jargon-free reads on VAT, MTD and staying compliant.
Figures, thresholds and deadlines on this page reflect UK rules current at the time of writing and are general information, not advice for your specific circumstances. Please get in touch before acting.
VAT reclaim: do's and don'ts
Five places small businesses get VAT wrong — the rolling £90,000 threshold, partial exemption, entertainment, personal use and pre-registration reclaims — and what to do instead. Six pages, plain English.
